When it comes to automobile insurance, things can get very confusing. More often than not, many drivers are underinsured or carry the minimum coverage allowed by law. Here in Rhode Island, the minimum coverage that individuals can carry as determined by Rhode Island State law is $25,000 per person/$50,000 per accident bodily injury coverage and $25,000 property damage coverage. Many automotive insurers offer uninsured or underinsured motorist coverage, but this is not required legally.
What happens if you’ve been involved in an accident with someone who doesn’t have insurance? It is important to gather as much information as is possible – prior to leaving the scene of the accident if at all possible. If medical injuries prevent this from happening, then do what you can as soon as possible to collect detailed information for your records.
Take the following steps to insure that you have the information that you need to build your case against the other driver:
If you’ve been injured or your vehicle is damaged in an accident by an uninsured or underinsured driver, it’s possible that you can recover some of your expenses through legal action. A Rhode Island personal injury lawyer may be able to help you collect compensation for your medical bills, property damage, lost wages and pain and suffering.
"$1,000,000 settlement of an automobile accident in which our client was hit by a drunk driver."